December 29, 2009

Why is Any Bill better than No Bill?

I would first like to stress again that the vast majority of Americans believe we need some sort of Health Reform, yes even the the vast majority of politicians.

However, it has to be troublesome when many are stating that any reform bill is better than no reform bill.  Many are in awe of the historical nature of the event, not the fact if it is the correct bill or not. In his December 20th, 2009 column, "A Dangerous Dysfunction,"  Paul Krugman wrote:

"Unless some legislator pulls off a last-minute double-cross, health care reform will pass the Senate this week. Count me among those who consider this an awesome achievement. It’s a seriously flawed bill, we’ll spend years if not decades fixing it, but it’s nonetheless a huge step forward."

Krugman actually admits that this bill is deeply flawed and will take DECADES to fix, yes DECADES.  It truly makes one wonder if it is worth passing a bill that even liberals admit is a disaster.  Is it not worth re-working the entire bill before it is passed?  Forget the historical context, it means nothing if the bill is a train wreck.  Pass a bill that works.  

The current bill does nothing to stop out of control medical inflation.  Some will argue that this bill provides affordable health insurance to the lower class. That might be true, however that is through government subsidies not through controlling costs and medical inflation.  It would not be long before those affordable insurance plans for the poor become unaffordable once again. These subsidies are like putting a band-aid on a cut that won't stop bleeding, sooner or later the band-aid becomes utterly useless.

A few ways to help slow down medical costs:
  • Transparent Medical Costs.  
    • Being able to know what everything costs up front. 
    • A pricing structure. 
    • Being able to know if you were billed correctly.
  • Consumerism.  
    • Being involved in the actual purchase of health care. 
    • No more co-pays.  Co-pays are the single biggest killer of consumerism.
  • Education.
    • Most are benefit illiterate.  Educate people on how to use their benefits properly.  This will eliminate waste.
    • Waste and misuse of health plans factor into premium increases.  Less waste, lower premiums!

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